As we’ve mentioned often, there is no stronger emotion than fear. It frames so many of our actions. When it comes to money we fear losing it more than we covet gaining it. Our banks have made endless ...

As for capital losses, tools to reduce capital gains, they can be carried back three years to reduce tax previously paid, or used in any future year. That means for 2024 (before the latest change) or ...

It’s been a rough year for our dollar aka ‘the loonie’. As seen in the chart below, the CAD/USD has been trading in a range ...

Just a few more sleeps left in 2024. A year ago would you have expected your boring B&D investments to earn 15% or 20%? To see interest rates plummet? To witness the finance ministress quitting in a ...

Remember the mortgage cliff we were all going to fall off? It made for a good tale last year as we brought you news of existing mortgages amortized for 70, or even 90, years. When the CB rate swelled ...

Stockton, CA: Will Canada get a Ground Zero in 2009? Exactly a year ago this week I started writing a book on why the Canadian real estate market would collapse in 2008. Five weeks later I was done, ...