Close to half a million Californians use the FAIR plan for their homeowners’ insurance coverage. From September 2023 to ...

The California program was created to protect urban neighborhoods. Now it’s become an incentive to build in fire-prone areas.

In 2020, the FAIR Plan had $153 billion in exposure, the value of potential payouts across its policyholders — basically the worst-case scenario for how much an insurance company would have to ...

California’s insurer of last resort reported that claims now are high enough to trigger “re-insurance” payments from back-up ...

This alert begins our series discussing legal issues related to the Southern California wildfires. We will continue to provide updates as ...

The nation’s growing home insurance crisis is in the spotlight as Californians begin the long road to rebuilding after the deadly Eaton and Palisades wildfires. For neighbors Louise Hamlin and ...

These days, the FAIR (Fair Access to Insurance Requirements) Plan is becoming more of a first option than a last resort. The reliance on the program today stems from the state’s private ...