Downtown Yarns is located on the street level of her East Village apartment building and always has an interesting window display (past themes have been birdcages, the jungle, and dinosaurs).

Yes, you do pay taxes when you make the conversion, but that’s at today’s tax rates, not future rates. Also, if you follow the IRS rules regarding distributions, a Roth grows tax-free.

Every soccer game, teams get limited opportunities to bring on substitutes who can change the course of a match in just one magical moment. A substitute in soccer is a player eligible to come into ...

Check the currency rates against all the world currencies here. The currency converter below is easy to use and the currency rates are updated frequently. This is very much needed given the ...

A conversion allows you to roll funds from a pretax retirement account into a Roth IRA. You will generally owe income taxes on the money you convert. A conversion might make sense if you earn too ...

For those seeking healthier alternatives, the good news is that there are several natural and organic substitutes for sugar that not only provide sweetness but also come with added health benefits.

So if you can’t always rely on using the similar sounding baking agent as a substitute, what can you use? A quick Google search will show you that there are several ingredients you can use as a ...

If you are sewing a shirt and the pattern says to use cotton thread in your needle to stitch it together but you only have cotton yarn. The shirt might be sewn ... It is often used as a cheap ...

A Roth conversion can be like switching to a tax-free tunnel, but it's not for everyone. This guide outlines who should take the tunnel and not the mountain route. Think of it like waiting until ...

One of the best ways we can help ourselves is by making healthy substitutions to our favourite meals. Instead of cutting out all our favourite recipes, we can make a few adjustments that will help ...

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