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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them ...

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For more details, read how we test and rate products. The Samsung Galaxy A55 (buy now) is the best cheap phone you can buy. It has a sharp, punchy screen and a very capable multi-lens camera system.

Commissions do not affect our editors' opinions or evaluations. USAA offers the cheapest full coverage car insurance, at an average of $1,364 per year, but it’s available only to those with a ...

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