What is the FAIR Plan and will it be fair to wildfire victims?
Close to half a million Californians use the FAIR plan for their homeowners’ insurance coverage. From September 2023 to ...
Opinion
The FAIR Plan Was Meant to Insure Against Racism, Not Wildfires
The California program was created to protect urban neighborhoods. Now it’s become an incentive to build in fire-prone areas.
Vox5d
The LA fires have a shocking price tag — and we’ll all have to pick up the tab
In 2020, the FAIR Plan had $153 billion in exposure, the value of potential payouts across its policyholders — basically the worst-case scenario for how much an insurance company would have to ...
Newsday4d
LA wildfires highlight nation's insurance crisis as homeowners try to recover lost homes
The nation’s growing home insurance crisis is in the spotlight as Californians begin the long road to rebuilding after the deadly Eaton and Palisades wildfires. For neighbors Louise Hamlin and ...
Newsday4d
California's insurance crisis leaves neighbors facing unequal recovery after wildfires
Hamlin’s home was privately covered by Mercury Insurance, but Wilson was forced onto the California Fair Access to Insurance Requirements Plan — the state’s bare-bones insurance program ...
Los Angeles Daily News5d
What is the FAIR Plan and will it be fair to wildfire victims?
These days, the FAIR (Fair Access to Insurance Requirements) Plan is becoming more of a first option than a last resort. The reliance on the program today stems from the state’s private ...