In comparison, the average rate for a 1-year CD in the U.S. is 1.83% APY (Annual Percentage Yield) according to the FDIC. 4.00% $0 The best online banks and credit unions currently pay over 4.37% ...

Due to this, CD rates have been trending downward ... lackluster ratings in both the Google Play and Apple stores. Terms: EagleBank has online terms ranging from 6 months to 18 months.

The well-known credit card company offers a savings account with a competitive yield, a $0 monthly fee and $0 minimum balance requirement to open the account and a $0 minimum to start earning ...